Hit by an uninsured or untraced driver?
You may still be able to claim. There is a route for riders hit by drivers with no insurance, or who never stopped at all.
Being hit by someone with no insurance, or by a driver who simply rode off, feels like the end of the road. It usually is not. The Motor Insurers Bureau exists precisely for these situations and operates schemes covering both uninsured drivers and untraced ones. The process differs from an ordinary claim and has its own rules and deadlines, which is why these cases benefit from specialist handling rather than being attempted alone.
Ready to claim?
What you could recover
Elements of a claim
The specialists we connect you with can pursue various aspects of your claim.
Replacement Vehicle
Arrangements evaluated based on need
Legal Representation
Regulated specialist solicitors
No Win, No Fee
Conditional fee agreements available
Injury Assessment
Medical reports to support the claim
Property Damage
Including gear and accessories
Financial Losses
Review of lost earnings or expenses
The process
Three steps to get connected
A straightforward way to find out if you can pursue a claim.
Tell us what happened
Submit a 60-second enquiry online or over the phone. We assess the details to see if we can connect you with our partners.
Replacement bike options
If the accident wasn't your fault, specialists can often arrange a suitable replacement motorcycle.
Partners pursue the claim
You ride. The regulated specialist solicitors we connect you to deal with the insurers on your behalf.
Common Scenarios
Specialist firms have experience reviewing various circumstances.
The driver had no insurance
They stopped and gave details, but their policy was invalid or non-existent. The Uninsured Drivers Agreement may apply.
The driver never stopped
A hit-and-run where the vehicle was never identified. The Untraced Drivers Agreement may apply, and reporting it to the police promptly matters.
Forced off the road with no contact
A vehicle caused you to crash without ever touching you and then left. These cases are harder but not automatically hopeless.
The vehicle was stolen or the driver was not the policyholder
Cover can be complicated where the driver had no permission to be in the vehicle. Specialist assessment matters here.
Replacement bike options
If the accident wasn't your fault, specialists can often arrange an appropriate replacement bike to assist with your mobility while the claim progresses.
Explore our replacement bike service
Questions riders ask
Answers to common queries regarding the claims process.
Related Topics
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Don't let a bad driver leave you stranded. If you weren't at fault, specialists can often deliver a replacement bike straight to your door.
Read about replacement bike service claimsStart your enquiry
Crashed your bike? We can connect you with specialists.
If the accident wasn't your fault, join the riders who've been connected to legal partners and explored their options for replacement bikes and compensation.
No upfront fees. Introductory service.